Meet Charles Falgout

Charles Falgout has owned and operated Alamo Exchange since 2008, guiding families, self-employed professionals, and business owners through health and tax decisions. As a University of Texas at San Antonio finance graduate, Registered Tax Return Preparer, and licensed insurance professional, he treats rising healthcare costs as a financial problem to solve, not a bill to endure. His own struggle with ACA premiums at age fifty led to creating Proper Health and the Umbrella Medical ecosystem, which helps clients cut wasted premiums and protect assets. Charles offers straightforward, numbers-driven conversations that connect private health plans with tax strategy. Schedule a call to walk through your situation together.